Changes to Consumer Checking - A Breakdown of the Basics

At First National Bank of Wellington, we understand that no one's perfect and sometimes overdrafts happen. That's why we supplement our checking accounts with a discretionary overdraft service which protects customers from the embarrassment of a declined purchase or fees associated with a returned check.

Recently, the Federal Reserve established new rules (effective July 1, 2010) that limit our ability to provide this service for one time debit card transactions and ATM transactions without a customer's prior consent. So, rather than provide you with a chance to simply opt in, we're also providing helpful information on preventing overdrafts from happening altogether.

It's part of our commitment to helping our customers balance life and finances. And it's our way of disclosing our practices upfront to ensure absolute customer trust in the services we provide. Click through the following pages to learn more about overdraft charges and what you can do to protect yourself.

Ready to make your choice?
Click here to opt in or opt out online now.

Contact us to learn more.
For more information about these changes to checking or overdraft protection, contact Customer Service by e-mail or by phone at 620-326-3361 or 888-777-8030.

Member FDIC
(04/10)