Individual NOW Account
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The Individual NOW account earns interest depending upon the balance maintained in the account. A $1,250.00 deposit will open a NOW account, and there isn't a monthly fee if the balance does not drop below $1,250.00 at any time during the statement cycle. The NOW account is a limited activity account, with 25 free checks per statement cycle. Beginning with the 26th check, a $0.20 per check fee is charged. It is considered a "tiered" account, and the interest rate is determined according to the following schedule:
$0.00 - 7,000.00
$7,000.01 - 12,000.00
$12,000.01 - and above
Individual NOW
Service Charge Schedule
$1250.00 or more |
FREE |
$1000.00 - 1249.99 |
$5.00 |
$ 750.00 - 999.99 |
$6.00 |
$ 500.00 - 749.00 |
$7.00 |
$ 000.00 - 499.99 |
$8.00 |
- Monthly bank statement summarizing checking activity
- Free Automatic Transfers available
- Free Direct Deposit
- Free Money Orders (savings of $1.00 each)
- Free Cashier's Checks (savings of $1.00 each)
- Free Notary Public Service
- Bank By Mail service available
- VISA Check/Cash card with approved application and $10.00 annual fee

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